Loan · Facilitated by Loan Doctor AI
GST Loan
Loans against your GST turnover (typically 12 months of GST returns). Facilitated by partner NBFCs / banks that underwrite GST-based cash flows.
Talk to an expert
Your Loan Doctor
Vishal Gupta · Founder & Senior Financial Consultant
10+ years of solving India's toughest loan cases — from NPA to CIBIL fixes and bank rejections.
Who it's for
Eligibility guidance
- ✅ GST-registered businesses
- ✅ Consistent GSTR-3B filings for 12+ months
Eligibility criteria are indicative. Final decisions are taken by the partner lender per their credit policy.
How we help
Benefits of applying through Loan Doctor AI
- ➕Cash-flow-based underwriting
- ➕Faster processing compared to full financial underwriting
- ➕Guidance on file preparation for maximum eligibility
Documents
Typical documentation
GSTIN and last 12 months' GSTR-3BPAN of firm & promotersBank statementsOwnership / business proof
Actual documentation is set by the partner lender based on your specific case.
Process
How it works
- 1Enquiry with GST turnover details
- 2Eligibility indication
- 3Documentation & file submission
- 4Lender underwriting
- 5Disbursal
FAQ
GST Loan — FAQ
What GST turnover is required?+
Different lenders set different thresholds. Our team indicates suitability during the enquiry stage.