India's AI
Financial Operating System.
One platform for loans, credit-score help, insurance, credit cards and an AI advisor — powered by 10+ years of real loan-office experience and a curated partner network.
A decade of navigating India's hardest loan cases — from NPA settlements to CIBIL rescues, subsidy schemes and MSME funding.
3,200+ CIBIL corrections
850+ DSAs trained
Everything you need in one place
A full stack of financial products, matched to your profile through our partner network.
14 loan categories — personal, business, MSME & more.
Credit-score check + improvement strategy.
Curated cards matched to your profile.
Term, health, motor, home — regulated partners.
Ask any loan, CIBIL or eligibility question 24×7.
Zero-investment agent programme + payouts.
Run a Loan Doctor AI branch in your city.
Bill pay, recharge, wallet.
14 loan categories, one guided flow
Facilitated with our partner banks, NBFCs and Urban Money Private Limited (corporate DSA).
Unsecured loans for personal needs — travel, wedding, medical, home renovation.
Working-capital, term-loan and expansion finance for growing businesses.
Loans and government-supported credit for Micro, Small & Medium Enterprises.
Loans against GST returns — for GST-compliant businesses.
Collateral-free MSME credit under the CGTMSE scheme.
Debt & scheme-based funding options for Indian startups.
Non-bank/NBFC private funding for special cases (subject to eligibility).
Structured help for NPA classifications, past defaults & bank-rejected files.
Built on regulated distribution + human expertise
Figures above reflect the founder-team's cumulative track record across the Genesis Financial Services group; individual outcomes vary. See Disclaimer.
Our AI advisor is trained on public information and Vishal Gupta's framework. Ideal for eligibility, product-fit and CIBIL questions.
Future features are architecturally prepared but not yet live. No live payments, CRM or investments are active in V1.
Regulated partners
We work with regulated partner banks, NBFCs and Urban Money Private Limited (our corporate DSA). We are NOT a bank, NBFC, or lender.
Loan sourcing and facilitation for select products is carried out in conjunction with Urban Money Private Limited. Approval and disbursal remain at the sole discretion of the underlying bank / NBFC.
- Wide multi-lender access via our distribution network
- Compliant, transparent process
- No fake claims about "all banks and NBFCs"
Straight answers
Is Loan Doctor AI a bank or NBFC?+
No — Loan Doctor AI is a loan-marketplace and financial-services facilitator operated by Genesis Financial Services. We work with regulated partner banks and NBFCs, along with our corporate distribution partner Urban Money Private Limited. Loan approval and disbursal are at the partner institution's sole discretion.
Do you guarantee loan approval?+
No. We help you prepare and match with the most suitable lender for your profile, but approval is always at the lender's discretion, subject to their credit policy.
Is the AI Financial Advisor free?+
Yes — the web AI advisor is free for general educational guidance. It is not a substitute for personalised financial, legal or tax advice.
How is my data protected?+
We use bank-grade encryption (AES-256 at rest, TLS 1.3 in transit) and comply with the DPDP Act 2023. See our Privacy Policy.
Do you help with NPA or bank-rejected files?+
Yes — we specialise in tough cases. See 'NPA / Rejected Loan Assistance' under Loans.
Talk to a Loan Doctor — free.
No obligation. No spam. Response within business hours.