Loan · Facilitated by Loan Doctor AI
Business Loan
Business loans (secured and unsecured) for MSMEs, proprietors and companies — facilitated via our partner banks & NBFCs and, where applicable, our corporate DSA arrangement.
Talk to an expert
Your Loan Doctor
Vishal Gupta · Founder & Senior Financial Consultant
10+ years of solving India's toughest loan cases — from NPA to CIBIL fixes and bank rejections.
Who it's for
Eligibility guidance
- ✅ Proprietors, partnerships, LLPs, Pvt Ltd
- ✅ Businesses with 12+ months of vintage
- ✅ GST-registered or non-GST small businesses
Eligibility criteria are indicative. Final decisions are taken by the partner lender per their credit policy.
How we help
Benefits of applying through Loan Doctor AI
- ➕Multi-lender comparison, one application
- ➕End-to-end documentation support
- ➕Specialised help for NPA / bank-rejected / stressed cases
Documents
Typical documentation
PAN of firm & promotersGST returns (last 12 months, if applicable)Business bank statements (12 months)ITR + audited financials (last 2 years)Business proof — Udyam / Shop Act / Trade License
Actual documentation is set by the partner lender based on your specific case.
Process
How it works
- 1Submit an enquiry with turnover, purpose and vintage
- 2Our team suggests a lender shortlist
- 3You upload documents; we prepare a lender-ready file
- 4Partner lender underwrites and issues sanction
- 5Disbursal is made directly by the lender
FAQ
Business Loan — FAQ
Can I get a business loan without ITR?+
Some partner lenders offer loans against bank-statement analysis if ITR is unavailable. Eligibility depends on the lender's policy.
Is collateral mandatory?+
Both unsecured and secured options exist. Our team will guide you on the best fit for your case.