Loan · Facilitated by Loan Doctor AI
Personal Loan
Personal loans are unsecured loans facilitated through our partner banks and NBFCs. Loan Doctor AI helps you evaluate eligibility, compare offers and prepare a strong application.
Talk to an expert
Your Loan Doctor
Vishal Gupta · Founder & Senior Financial Consultant
10+ years of solving India's toughest loan cases — from NPA to CIBIL fixes and bank rejections.
Who it's for
Eligibility guidance
- ✅ Salaried professionals
- ✅ Self-employed individuals
- ✅ Working professionals aged 21–60
Eligibility criteria are indicative. Final decisions are taken by the partner lender per their credit policy.
How we help
Benefits of applying through Loan Doctor AI
- ➕We match your profile with suitable partner lenders
- ➕Guided application with real-time eligibility indicators
- ➕Assistance for tough cases — low CIBIL, past NPA, bank rejections
- ➕Transparent Key Facts Statement (KFS) before you commit
Documents
Typical documentation
PAN CardAadhaar CardLatest 3 months' salary slip / ITR6 months' bank statementAddress proof
Actual documentation is set by the partner lender based on your specific case.
Process
How it works
- 1Submit an enquiry with basic details
- 2Our team reviews your profile and matches suitable partner lenders
- 3You upload documents securely
- 4Partner lender evaluates and issues an offer
- 5You accept, e-sign and receive disbursal directly from the lender
FAQ
Personal Loan — FAQ
Is loan approval guaranteed?+
No — final approval is at the sole discretion of the partner bank / NBFC based on their credit policy.
What is the interest rate?+
Interest rates vary by lender, loan amount, tenure and your credit profile. The exact rate is disclosed by the lender in the Key Facts Statement before you sign.